Archive for the ‘Buying’ Category

Scotland leads the UK in terms of mortgage affordability – assessed as the proportion of disposable earnings devotes do mortgage payments – says Bank of Scotland, whose data for the last quarter in 2016 showed average mortgage payments in Scotland were 19.8 per cent of disposable earnings, compared to 29.7 per cent for the rest […]

Competition remains fierce in the mortgage market and despite many banks claiming to launch their lowest products ever, research by Moneyfacts.co.uk shows building societies are the winners when it comes to the mortgage rate war. Finance expert Charlotte Nelson,  comments: ” Building societies are making their mark on the mortgage market, leaving the banks behind […]

Edinburgh’s £750 million Quartermile development has won gold for a record-breaking third time at the annual WhatHouse? Awards – the housebuilding industry’s Oscars. Previous winners of the top award for Best Mixed Use Development in 2010 and 2014, Queartemile’s managing director, Paul Curran says: ” We are enormoulsy proud to be the first to win […]

If home is where the heart is, does it really matter whether we own the object of our affections or simply rent it? Truth be told, there are advantages and disadvantages in both these scenarios. So let’s look more closely at buying versus renting.   Buying: the pros Investment Depending on your mortgage deal – […]

When we think of the property ladder, we tend to think of people climbing up it. It’s about trading in a smaller home for a bigger, better, brighter one. It’s about using equity from one home to secure a more expensive one. After all, bricks and mortar are a good investment for the future. But […]

TVs, computers, cars: buying brand new gives a real sense of curiosity, pride and satisfaction. When it comes to buying a newbuild property, however, it’s not just about the novelty factor. Not only does your home come with eco-friendly modern design and fresh décor, but you’re investing in something that will bring pleasure long after […]

If you and your other half buy a property as a joint ownership then decide to separate, what happens to the home you bought together? For many couples the instinct is to sell the joint property as soon as possible, divide any equity and move on with their separate lives. This is quite common – […]

The peace and quiet of the countryside versus the buzz of life in the big city? It’s a dilemma for anyone looking to buy or rent a house. So we’ve put together a list of pros and cons to help you decide whether you want to be a country dweller or a city slicker. City […]

The time taken to get a planning approved has long been and issue for the new build industry – and the Scottish Government’s latest quarterly statistics show faster average decision times for local developments. However, times are slower by almost 18 weeks on average for major housing developments (50 or more homes) compared to the […]

Motherwell, Greenock and Arbroath top the charts as Scotland’s most affordable commuter town, according to the research by Bank of Scotland, which looked at houses prices within an hour’s commute of Aberdeen, Edinburgh and Glasgow. Results show that buyers could typically save around 30 per cent by commuting 30 minutes from Edinburgh (average house price […]

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