Archive for the ‘First-time buyers’ Category

TVs, computers, cars: buying brand new gives a real sense of curiosity, pride and satisfaction. When it comes to buying a newbuild property, however, it’s not just about the novelty factor. Not only does your home come with eco-friendly modern design and fresh décor, but you’re investing in something that will bring pleasure long after […]

Lorna Dunsmore, Commercial Services Manager of Link Housing Association, writes for s1homes.com about the Low Cost Initiative for First Time Buyers (LIFT). Many people are struggling to secure deposits for properties, and some may not even take the first step. A recent article suggests that the average deposit for a home put down by first-time buyers […]

So you’ve visited s1homes and the range of properties available to buy in Scotland right now has inspired you to plan your first move. The problem is the property market moves faster than Usain Bolt running for a bus. And this means it can be difficult to plan anything without knowing what new laws are in […]

We know that Council Tax can cause some confusion, that’s why we’ve created this useful guide. This information applies to Scotland only. What is Council Tax Council tax is a tax on the home you live in collected by your local authority. Who has to pay Council Tax You’ll usually have to pay Council Tax […]

Standard Missives add to government-backed Help to Buy to make buying a new house far simpler. April saw the supply of properties to the market increase for the first time in three months, according to the latest RICS Residential Market Survey. However, demand still outpaces supply, which is pushing up price expectations and more chartered […]

s1homes welcomes David Rowand of Cairn Estate Agency in the second of two guest blogs. Period properties are often highly sought after. Whether it’s a classic rural cottage or Edwardian terrace; original features, quaint settings and a distinct sense of vintage style mean they’re often snapped up quickly. Whilst it’s tempting to put in an offer quickly when […]

Something that will strike a chord with many reading this – Bank of Scotland’s latest How Scotland Lives research underlines the extent to which parents feel under pressure to help their children financially, whether to help pay university or higher education costs, repay debt, or help with the costs of buying a first home. In the […]

Applications for the second wave of the Scottish Government’s Help to Buy shared equity scheme open on March 1, which gives buyers looking to secure a new-build home under £230,000 the opportunity to do so with only a five per cent deposit and a 15 per cent interest-free government loan. However, housebuilder Stewart Milne Homes […]

s1homes welcomes David Rowand of Cairn Estate Agency in the second of two guest blogs.   You’ve found the perfect home and all you want to do is move in. But first you have to negotiate a price, which can be tricky. While some of us natural hagglers, it can be a worrying prospect for others. Follow […]

First-time home buyers who plough their money into a new ISA scheme will benefit from interest rates as high as four per cent. From Tuesday, first-time buyers saving for a deposit will be able to put up to £200 a month in a dedicated ISA that the Government will top up by 25per cent – […]

Next Page »