Archive for the ‘First-time buyers’ Category

Despite the EU Referendum, this year’s General Election, higher rates of taxation than the rest of the UK and a chronic lack of supply, Scotland is experiencing the strongest property market since 2008. Should the Scottish Government reconsider LBTT rates then the property market has the potential to rival the performance of other markets around the […]

First-time buyers are helping to put the Scottish housing market in a strong posiition, according to mortgage industry insiders. They have underpinned an increase in buying during the second quarter of the year, according to figures released by UK Finance, the new financial trade association formed by the merger of six trade bodies, including the […]

Post Office Money’s research into the Scottish first time buyer (FTB) market provides interesting insight as to the thoughts and opinions of those struggling to secure their first home. Interestingly, 12 per cent of respondents reported the most frustrating aspect was a lack of clarity about the house buying process, while for 11 per cent, […]

The Scottish Government has announced the maximum property value eligible for the Help to Buy (Scotland) scheme will remain at the recently downscaled rate of £200,000 until March 2019, rather than the planned reduction to £175,000 due to be introduced on April 1, 2018. The scheme, which helps home buyers purchase a new build property […]

Once upon a time, in a land not so far away, there was a thing known as “empty nest syndrome”. This was when middle-aged parents waved off the last of their chicks as they came of age and left to make their way in the world. One minute they were there, cluttering up the family […]

Competition remains fierce in the mortgage market and despite many banks claiming to launch their lowest products ever, research by Moneyfacts.co.uk shows building societies are the winners when it comes to the mortgage rate war. Finance expert Charlotte Nelson,  comments: ” Building societies are making their mark on the mortgage market, leaving the banks behind […]

TVs, computers, cars: buying brand new gives a real sense of curiosity, pride and satisfaction. When it comes to buying a newbuild property, however, it’s not just about the novelty factor. Not only does your home come with eco-friendly modern design and fresh décor, but you’re investing in something that will bring pleasure long after […]

Lorna Dunsmore, Commercial Services Manager of Link Housing Association, writes for s1homes.com about the Low Cost Initiative for First Time Buyers (LIFT). Many people are struggling to secure deposits for properties, and some may not even take the first step. A recent article suggests that the average deposit for a home put down by first-time buyers […]

So you’ve visited s1homes and the range of properties available to buy in Scotland right now has inspired you to plan your first move. The problem is the property market moves faster than Usain Bolt running for a bus. And this means it can be difficult to plan anything without knowing what new laws are in […]

We know that Council Tax can cause some confusion, that’s why we’ve created this useful guide. This information applies to Scotland only. What is Council Tax Council tax is a tax on the home you live in collected by your local authority. Who has to pay Council Tax You’ll usually have to pay Council Tax […]

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