Archive for the ‘First-time buyers’ Category

The Scottish Government has announced the maximum property value eligible for the Help to Buy (Scotland) scheme will remain at the recently downscaled rate of £200,000 until March 2019, rather than the planned reduction to £175,000 due to be introduced on April 1, 2018. The scheme, which helps home buyers purchase a new build property […]

Once upon a time, in a land not so far away, there was a thing known as “empty nest syndrome”. This was when middle-aged parents waved off the last of their chicks as they came of age and left to make their way in the world. One minute they were there, cluttering up the family […]

Competition remains fierce in the mortgage market and despite many banks claiming to launch their lowest products ever, research by shows building societies are the winners when it comes to the mortgage rate war. Finance expert Charlotte Nelson,  comments: ” Building societies are making their mark on the mortgage market, leaving the banks behind […]

TVs, computers, cars: buying brand new gives a real sense of curiosity, pride and satisfaction. When it comes to buying a newbuild property, however, it’s not just about the novelty factor. Not only does your home come with eco-friendly modern design and fresh décor, but you’re investing in something that will bring pleasure long after […]

Lorna Dunsmore, Commercial Services Manager of Link Housing Association, writes for about the Low Cost Initiative for First Time Buyers (LIFT). Many people are struggling to secure deposits for properties, and some may not even take the first step. A recent article suggests that the average deposit for a home put down by first-time buyers […]

So you’ve visited s1homes and the range of properties available to buy in Scotland right now has inspired you to plan your first move. The problem is the property market moves faster than Usain Bolt running for a bus. And this means it can be difficult to plan anything without knowing what new laws are in […]

We know that Council Tax can cause some confusion, that’s why we’ve created this useful guide. This information applies to Scotland only. What is Council Tax Council tax is a tax on the home you live in collected by your local authority. Who has to pay Council Tax You’ll usually have to pay Council Tax […]

Standard Missives add to government-backed Help to Buy to make buying a new house far simpler. April saw the supply of properties to the market increase for the first time in three months, according to the latest RICS Residential Market Survey. However, demand still outpaces supply, which is pushing up price expectations and more chartered […]

s1homes welcomes David Rowand of Cairn Estate Agency in the second of two guest blogs. Period properties are often highly sought after. Whether it’s a classic rural cottage or Edwardian terrace; original features, quaint settings and a distinct sense of vintage style mean they’re often snapped up quickly. Whilst it’s tempting to put in an offer quickly when […]

Something that will strike a chord with many reading this – Bank of Scotland’s latest How Scotland Lives research underlines the extent to which parents feel under pressure to help their children financially, whether to help pay university or higher education costs, repay debt, or help with the costs of buying a first home. In the […]

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