The complete guide to buying your first home
Introduction to buying a home in Scotland

1. Introduction to buying a home in Scotland

  • The initial steps of buying your first home
  • Finding the right property & organising viewings
Arranging a mortgage for your home

2. Arranging a mortgage for your home

  • How much can I afford?
  • The different types of mortgage
  • Comparing deals & getting your first mortgage
  • Making an offer & negotiating property prices
Working with estate agents & solicitors

3. Working with estate agents & solicitors

  • Getting the most from estate agents
  • Conveyancing & the legal side of buying a house
Government support & incentives for first time buyers

4. Government support & incentives for first time buyers

  • Help to Buy (Scotland) Affordable New Build Scheme
  • Help to buy ISA for first-time buyers
  • Shared Equity
  • Stamp Duty (Land and Buildings Transaction Tax)
Useful information for first time buyers

5. Useful information for first time buyers

  • Homebuyer's checklist for a smooth journey
  • Final advice & tips when moving into your first home
Home Report FAQs for buyers

6. Home Report FAQs for buyers

  • Who is responsible for paying for the Home Report?
  • How do I get a copy of the Home Report?
  • What is included in the Home Report?
  • Can I contact the surveyor for clarification on points I don't understand?
  • Will I have to pay for additional surveys?