More Scottish Property News.
Mortgage indemnity scheme for Scotland
Scottish house price report - narrowing of 'reality gap'
More gloom on Scottish house prices
Going underground, in Dowanhill
The return of the first-time buyer?
Sellers getting real in the housing market
Ayrshire estate agent Goodfellow collapses
Buyers in control as more homes go on sale
Mixed message in housing market
Edinburgh has priciest properties
Scottish property market buoyed by spring activity
Cash buyers snap up Scots homes deals
Estate agents see surge in buyer interest
House market sees drought of first-timers
s1homes report - increase of 2.43% in asking prices
The streets where every home has £1m price tag
First-time buyers face more mortgage misery
Halifax's goodwill payment for error over rate
Scots lead rise in demand for homes
Estate agents blame lenders for sales drop
Cost of a rural view puts up price of Scottish properties
Scots now face 11-year battle to buy first home
Law to tackle rogue factors edges closer
House sales data brings glimmer of hope
Subdued mortgage market in Scotland parallel to UK
Scotland bucks the trend as house prices hit new highs
Scots property prices reach record levels
Figures show rise in house prices
Scotland bucks UK trend with property price rise
Property price plunge blamed on need to sell
GSB Properties sign up with s1homes.com
Sales of prime properties up 50% in a year
Boost for first-time home buyers
Experts warn of drop in house prices
Property market in Scotland falls back
Strutt & Parker move to allay fears of falling house prices
Move2 looking positively towards a brighter future.
Experts cautious welcome for housing market figures
Scottish housing market feels bounce-back effect
Housing market figures still weak
Mortgage lending rally could be short-lived
House prices rise but demand falls.
Homebuyers tentatively entering market again.
Corum predicts property price resurgence
Tax change may spark buy-to-let property sales
House prices rising faster in Glasgow
East Renfrewshire leads the way in recovery
House prices grown 10% in last year
Seasonal rise in mortgage lending
Stamp tax boost to first-time buyers
£1m home sales surge in Glasgow
Homes market bounces back to life
Less home loan approvals as stamp duty rises
Scots housing market recovering
New bill to regulate property factors gets cross-party support
Housing market showing signs of recovery
Icy weather froze housing market
12% boost for house prices in Scotland
Bid to regulate property factors
Banks to boost mortgage lending
Scotland's most expensive street
Online property registration system cuts costs
Marginal increase in Scottish house prices
Polnoon: Scotland's first eco-village
Scottish house prices start to recover
Housing recovery at risk as stamp duty break ends
Edinburgh no longer most expensive region
Quiet, well-behaved neighbours guaranteed
UK house prices climb 1.6 percent over month.
House prices at highest level for a year
Stamp Duty Holiday coming to an end - estate agents expect rush of sales
East Kilbride claims Scotland's Biggest Town from Paisley
Home prices rise with hopes slump is over
Scottish property market 'starting to show signs of recovery'
Green shoots spotted in Scottish housing market
Scotland's two largest estate agencies join s1homes
Scottish housing market showing signs of revival
Buyers are back but face bigger mortgages
Experts far more upbeat about UK house market
Mortgage approvals continue to rise
Blessing or curse? Controversial Home Reports still divide opinion
Property prices down by 4.3per cent in year's first quarter
Scottish housing market in heavy slump
Signs of housing market pick up as mortgage lending rises 16%
Stamp duty holiday extended to end of year
50bn to boost mortgage lending
£60m scheme to help first-time buyers launched
Surprise rise in mortgage approvals
Put your home on the market for free
Overseas buyers snap up bargains in Scottish upmarket properties
Recovery hope for housing market
More sellers opt for fixed prices in bid to find a buyer
Mortgage rates fall while house prices rise
Estate agents claim Housing market will recover soon
Corum says downturn is bottoming out
Millions of homeowners to benefit from interest rate cuts
House prices in Scotland fall less steeply than rest of UK
Mortgage boost for struggling homeowners
Hoping for a good report - December brings new home pack
Figures reveal huge drop in the number of Scottish houses sold
All change for sellers - Home Reports imminent
Scottish homes drop by £7500 in three months
Lawyers want introduction of home reports to be delayed
Cost of Home Reports sparks fresh debate
Confused about Home Reports? s1homes helps you make sense of it all
Stamp duty suspended in bid to boost property market
Scottish housing market shrinks but prices rise
Scots house prices still on the way up
Scotland's housing market is battling against the credit crunch
Scots house prices keep on growing but credit crunch is having an effect
Scotland stands alone in UK as house prices stay afloat
Scottish house prices to outperform rest of UK
Scottish property factors to face probe by watchdog
Big rise in Scotland's million pound properties, Edinburgh leads the way
Scottish house prices rise (slightly) as UK crashes
Clydebank Housing Development to be expanded
Scots house prices buck national trend
Single Surveys set to become law
500 new homes for Ruchill in Glasgow
Scottish house prices outstrip the UK in 2007
Scottish house prices to keep on rising
House prices in Scotland rise 7.1%
Gradual slowdown predicted in "robust" Scottish housing market
Scotland to escape UK housing market gloom
Aberdeen & Edinburgh break £200,000 house price barrier
60% jump in househunters turned down for mortgages
Scottish estate agency goes carbon neutral !
Tenants allowed to check their landlord
Scottish Rural House Prices Double
Scotland's home prices break the £140k barrier
Scottish housing boom set to slow
House buyers pay for extra room
Property prices still rising fast in Edinburgh and Aberdeen
Scots house prices race upwards at double UK rate
Price gap between Scotland and England closes
Scotland heads annual house price rises
Herald's new guide reveals houses for sale under £50,000
New survey confirms Scottish house prices rising faster
Scots house prices rise at twice UK average
House prices rising fastest in Scotland
Warning as UK property prices rise 8.2%
The shape of New Build to come
Major council plans for Dalkeith housing
A country house near to the city
Number of £1m homes soars over 100 mark
House prices set for soft landing
Pace of house price rises on the increase
Scots still have hottest properties
Stylish place to work, rest and play
Population decline to hit house prices
English home buyers head north
Luxury Estate planned for South Glasgow
Scottish Property News
Banks to boost mortgage lending
Originally published: 01.01.2010
In its latest quarterly Credit Conditions Survey, which asks lenders about credit conditions over the past three months, the central bank reported that respondents said that the situation had become better because of the improved economic outlook and higher house prices.
Respondents to the survey, who are also asked about their expectations for the next three months, said that conditions were more favourable, particularly for people borrowing over 75% of their property’s value.
The rise in higher loan-to-value (LTV) mortgages is expected to continue into 2010, but at a slower pace.
